Home / Canada / City comparison
Canada · city-level net pay + housing
Where will your salary go further?
Compare the same job offer—or different offers—across Canadian metro areas. Each location pairs estimated 2026 take-home pay with Statistics Canada’s latest asking rent for a two-bedroom apartment, then subtracts your own editable monthly budget.
40 metro marketsQ2 2026 rent benchmark2026 net-pay estimate by province
Each city begins with this offer. You can enter a different salary on any city card.
Cash you can use before your first paycheque.
For example: travel, deposit, furnishings and setup fees.
Use 0 if pay starts immediately.
MoveWorth City Fit
Enter available cash, one-time move costs and months until first pay to compare your transition reserve.
Choose up to 6 markets
Start with Toronto, Vancouver, Calgary and Montréal. Add or remove places below.
What these numbers mean
- Rent: The Q2 2026 average asking rent for a two-bedroom apartment in the named Census Metropolitan Area or CMA part. This is a rental-listing benchmark, not a guaranteed rent or neighborhood quote. The estimate is experimental and can be revised.
- Take-home pay: A standard-employee 2026 annualized estimate using the selected province’s payroll rules. Quebec is handled separately: enter your annual net pay from a payroll estimate and check Revenu Québec’s official deduction rules.
- Other monthly costs: These are your own inputs for utilities, food, transport, childcare, insurance, debt and other spending. Leave them blank to see the amount after rent only. They are not included in the published rent benchmark.
- MoveWorth City Fit: Enter available cash, one-time moving costs and months until your first paycheque. The estimate subtracts move costs and each month’s rent and other entered costs from your cash. Cities with enough cash through payday and a non-negative monthly surplus rank first; cities with a transition shortfall or ongoing monthly deficit rank lower. If you leave these fields blank, cities rank by monthly leftover. This is a planning comparison, not a guarantee of affordability.
- Compare fairly: Use the same salary across cards to isolate location costs, or edit each city’s offer when comparing actual opportunities. Cards show rent as a share of monthly take-home and money left after the rent and costs you enter.
All values update in your browser. MoveWorth does not save or submit your entries.
Statistics Canada · Q2 2026 asking rents by CMA ↗Statistics Canada table 46-10-0092-01 ↗CRA payroll deductions calculator ↗Revenu Québec · 2026 payroll deduction formulas ↗