Canada · salary and relocation budget · 2026

What will your Canadian salary leave you each month?

Compare a job offer by the money left after estimated federal and provincial income tax, CPP and EI. Then carry that take-home figure into rent, family costs, savings and the one-time cost of moving.

Estimate take-home pay by province →
Choose your destination

See the province names and estimate pay.

Select a province or territory to update your 2026 estimate.

Enter the annual salary before deductions.
Estimated annual take-home pay—

Choose a province and enter salary.

Continue to the moving-cost budget →
Why province matters

The same offer can leave a different monthly amount.

MoveWorth selects a province or territory and estimates annual federal and regional tax, pension contributions and employment insurance for a standard employee scenario. Ontario's health premium and surtax, Alberta's supplemental credit, and British Columbia's reduction are included in the model.

What you can compare

Connect take-home pay to the move.

See estimated monthly savings after the rent and household costs you enter. Compare those savings with your current monthly savings, convert between SAR and destination currency using an editable assumption, and estimate how many months it could take to recover setup costs.

How to use the estimate

Make the assumptions match your situation.

  1. Choose Canada, then select the province or territory where you expect to live.
  2. Enter the annual gross salary for a regular employee; the calculator shows estimated net pay and its main deductions.
  3. Adjust rent, family costs, current savings, exchange rate and move setup costs. These are planning inputs, not market quotes.
  4. For Quebec, use Revenu Québec's separate payroll tools, then enter your annual take-home salary in the budget calculator.
Official sources and methodology

The estimate follows CRA's 2026 payroll deduction formulas and published rates for federal, provincial and territorial tax, CPP and EI. Quebec rate references come from Revenu Québec.

CRA T4127 · July 2026 formulas ↗CRA payroll calculator ↗Revenu Québec · 2026 rates ↗